Compensation – While G&W employees enjoy a collegial, small company environment, we are committed to compensating our employees in line with our largest competitors:

• Salary – We regularly review our salary structure to ensure employees are compensated fairly in this highly competitive market.
• Award Programs – A variety of bonus programs, including Employee Referrals and participation in the Suggestion Program, offer additional rewards to employees for extraordinary efforts that have a positive impact on the company.

Health and Insurance Benefits – G&W provides a superb overall insurance program designed to meet employee needs:

• Medical Insurance – The Company offers employees a choice of participation in either a Point-of-Service or Preferred Provider Plan, both available at a nominal contribution by the employee.  Both plans include such features as large networks of participating physicians, in and out-of-network coverages and robust prescription benefits.
• Dental Insurance – Our dental program has the largest network of participating dentists in all of NJ.  G&W pays 100% of employee premium costs, and dependents may be covered with a modest cost to the employee.
• Life Insurance – Because the loss of income due to the death of a wage earner can put a serious financial burden on any family, G&W provides employees with life insurance to help provide for their families in the event of a death.
• Disability Insurance – Since income loss in the event of injury can also be a serious financial burden, G&W provides employees with long-term disability insurance in the event of accident or illness.

Retirement Savings Plans – G&W helps employees save for retirement in a number of ways:

• 401(k) Plan – Employees may contribute any percentage of their salary, within government restrictions, for investment in a wide variety of employee-driven fund choices. G&W matches 30% of the first 4% of salary an employee contributes to the plan.
• Profit Sharing Plan – Subject to corporate profitability, G&W makes an annual contribution to the 401(k) Profit Sharing Plan based on the employee’s base wages.

Paid Time Off – G&W understands the importance of employee-life outside of work and has implemented a Paid-Time-Off (PTO) program that allows employees maximum flexibility:

• Employees accrue PTO on a bi-weekly basis; PTO hours are put into the employee’s PTO account.  Hours taken are simply deducted from the employee’s PTO account.
• PTO may be taken for any absence, including planned vacations, personal emergencies and activities, and short-term illness.
• Time off may be taken in as little as 2-hour increments, allowing the employee to attend to personal concerns without having to use significant amounts of accrued time.
• Employees may carryover up to 80 PTO hours at the end of the calendar year.

Other Benefits – To round out our comprehensive benefits programs, G&W also allows employees the opportunity to participate in the following:

• Tuition Reimbursement – In our effort to support the continuing education of our employees, G&W provides a generous tuition reimbursement program for business related course attendance.
• Dependent Care Reimbursement Account – Employees may put aside pre-tax dollars to pay for dependent care expenses such as elder care or childcare.
• 529 College Bound Fund – Put aside tax deferred dollars to be used for the college education of the employee and/or dependents.
• Long-Term Care Insurance – Option to buy long-term care insurance for the employee or family members at group rates.
• Dependent Life Insurance – Opportunity to purchase additional life insurance for the employee and/or dependents at group rates.
• Company Store – All G&W over the counter pharmaceutical products are available for sale to employees at considerable discounts.

*Benefits described are for regular full-time, non-union employees who have met eligibility requirements. Benefit programs are subject to change at any time without prior notice. This information is provided in general terms only and official plan documents govern all benefits provided.